【51CTO.com 綜合報道】2009年3月24日，北京——金雅拓日前宣布已經接受蘇格蘭皇家銀行(RBS)的委托，在亞洲三大市場（印尼、臺灣和印度）推行微處理器EMV（Europay、Master卡、VISA）信用卡遷移。首個項目已于2008年10月在印尼啟動，臺灣和印度的項目將緊跟其后，項目涉及將該銀行的傳統磁條卡轉換成EMV卡。金雅拓為RBS提供一系列完整產品和服務，包括個人化服務及項目管理 。項目的順利實施創造了三個月完成項目的記錄，而通常亞洲的行業平均時間為5-6個月，為RBS節省了實際運營成本。兩家公司共同在創記錄的短時間內完成了遷移項目的最初階段。

減少金融欺詐是亞洲RBS承諾進行EMA遷移的主要動力。根據印尼信用卡協會的統計數據，印尼的信用卡欺詐金額2007年達到350億盧比（約230萬歐元）。金雅拓已經為印尼四大銀行中的三家銀行成功完成了EMV卡遷移，遠遠早于印尼銀行規定的2010年的期限。

印尼RBS 消費者金融主管Dessy Masri表示：“EMV 遷移對于信用卡業務非常重要，因為這不僅是中央銀行的要求，也是增強安全防范欺詐的需求。我們非常高興我們在印尼的換卡過程所用時間比預期縮短很多。因此我們有能力更快向我們的客戶推出EMV卡，為客戶提供更多便利和安全。這樣的成績只有通過金雅拓的服務才可能實現，金雅拓在印度和亞洲地區具有豐富的相關經驗，是EMV遷移解決方案的行業領先者。”

金雅拓亞洲區總裁陳帝利表示：“我們非常高興能夠與RBS合作，RBS也相信我們有能力管理他們的各個關鍵市場的遷移項目。我們在全世界EMV遷移項目方面具有豐富經驗，這讓我們完全能夠利用我們的獨特EMV專業技能和全球聲譽成功地領導該項目。”

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Gemalto is selected by RBS Bank in Asia to bootstrap EMV migration in Indonesia, Taiwan and India

Beijing, March 24, 2009 - Gemalto (Euronext NL0000400653 GTO), announces it has been commissioned to carry out the migration to microprocessor EMV (Europay, MasterCard, VISA) credit cards for the Royal Bank of Scotland (RBS) across three markets in Asia; Indonesia, Taiwan and India. The first project commenced in October 2008 in Indonesia, with projects in Taiwan and India to follow, and involved the conversion of the Bank’s traditional magnetic stripe cards to EMV cards. Gemalto provides RBS with a complete range of products and services including personalization and project management. The smooth project implementation resulted in a record turnaround time of three months, instead of a typical industry average in Asia of five to six months, translating into tangible operational savings for RBS. Gemalto and RBS complete initial phase of migration project in record time.

Fraud reduction is the major driving force behind Asia’s commitment to EMV migration. According to the Indonesian Credit Card Association, credit card fraud in the country amounted to 35 billion rupiah (approximately 2.3 million Euro) in 2007. Gemalto has already successfully completed the migration to EMV cards for 3 in 4 banks in Indonesia, well ahead of the 2010 migration mandate set by the Bank of Indonesia.

Dessy Masri, Head of Consumer Finance, RBS Indonesia commented, “EMV migration is important to the card business as it is not only a requirement from the Central Bank but also it has enhanced security against fraud. We are extremely pleased that our re-carding process in Indonesia took a much shorter time than expected, so we are able to start the roll-out of the cards to our customers sooner, giving them more convenience and security. And this was only possible with the service of Gemalto as the industry leader in EMV migration solutions and the company’s extensive experience in Indonesia, as well as the region”.

Tan Teck Lee, President, Gemalto Asia added, “We are extremely pleased to be able to work with RBS who have placed their trust in us to manage the migration project across their key markets. Our experience in migration projects all over the world allowed us to leverage our unique EMV expertise and geographical presence to lead this project successfully”.